16. - mutual funds:
Score: 3
Qualitative Assessment: Needs Improvement
Description: Varun's knowledge of mutual funds was insufficient for the role's demands. He should focus on gaining specific industry knowledge and understanding the technical aspects of fund management.

17. - user stories:
Score: 6
Qualitative Assessment: Average
Description: Varun mentioned experience with user stories but did not provide detailed examples of how he has effectively integrated them into business analysis processes.

18. - product owner:
Score: 5
Qualitative Assessment: Average
Description: Varun's understanding of the product owner role was basic. He needs to demonstrate how he can translate product owner insights into actionable business analysis.

19. - us retirement solution:
Score: 4
Qualitative Assessment: Needs Improvement
Description: Varun did not demonstrate knowledge specific to US retirement solutions, which could be crucial depending on the projects at Adzip Technologies.

20. - business analysis:
Score: 5
Qualitative Assessment: Average
Description: While Varun has a background in business analysis, his experience seems more aligned with sales strategies rather than the analytical depth required for this role.